Ready Finance

Ready Finance

Courts gives you the most affordable way to shop with Ready Finance

It's easy

Easy to apply

All you need is:

  • Valid Photo Identification - National ID card, Passport, or Driver’s permit
  • Proof of Income - Recent payslip, bank statement (direct deposit)
  • Proof of address - Utility bill, leasing contract, car insurance bill
  • Three references - one relative, one friend/co-worker, and your spouse
    • Subsequent customers enjoy HASSLE FREE CREDIT APPROVALS IN LESS THAN 24 HOURS.

Easy to pay

  • One monthly payment for any number of purchases up to your pre-approved available spend limit.
  • Payments can be made at any Courts store nationwide or via telephone or online.

It's affordable


You get credit at cash price:

Our credit is based on the cash price so you always pay less.

It's flexible

Flexible payment terms:

Choose the payment term that best suits your needs from 3 - 36 months.

Shop as often as you like:

Based on your pre-approved available spend limit there are no restrictions to the number of purchases you make with your available Ready Finance Spend.

Payment protection:

Witho our CPI plan your payments are either waived for a specific period or your balance paid off in full with our GOLD option in the event of:

  • Death, Redundancy, Hospitalization or Loss of your item due to: fire, flood, storm, burglary or robbery.
The unique credit plan with a pre-approved spending limit(Ready Finance applicable for in store purchases only.) Apply now