Fast. Affordable. Convenient. Transparent.
It’s a FACT — sometimes, we find ourselves in need of a little help to get us through tough times. Whether that’s personal emergencies, urgent bill payments or even for educational or personal purposes we understand that time is not always on your side. That’s why Courts gives you fast access to easy unsecured Cash Loans.
Fast
Apply online and get approval within one (1) business day
Affordable
Enjoy an affordable interest rate per month
Convenient
Online application process makes the service available 24h a day
Transparent
Know exactly how much interest you will pay each month
How do I apply?
To get started, answer the following easy online questionnaire and upload the required documents (which should take no more than 5 minutes to complete).
Requirements
- A valid I.D. (Passport, Driver’s Licence or Voters I.D.)
- Tax Registration Number (TRN)
- One copy of a recent utility bill (electricity, water, telephone, or cable bill, no more than 1-month-old)
- One copy of a recent payslip (no more than 1-month-old)
- One copy of a Job Letter stating current employment
*Subject to credit approval. Credit Terms and conditions apply
Also apply for Ready Cash at these locations
- Cross Roads, Slipe Road, Kingston 5 – Ext. 2061
- Constant Spring, Kings Plaza, Kingston, and St. Andrew – Ext. 2711
- Constant Spring Road, Kingston & St. Andrew – Ext. 4623 | 4633
- 68 ½ – 70 King Street, Kingston – Ext. 4861
- 18 – 20 King Street, Kingston – Ext. 4103
- Washington Blvd, 45 Elma Crescent, Kingston 20 – Ext. 6529 | 6532
- Linstead, 45 King Street – Ext. 5033
- Linstead, Shop 30 Island Shopping Complex – Ext. 5041
- Portmore, Lot 15 Town Centre – Ext. 6070
- Spanish Town, 43 Young Street – Ext. 6421
- Oasis Plaza, March Pen Road – Ext. 6421
- Old Harbour, 27 East Street – Ext. 5726 | 5721
- St. Ann’s Bay, 45 Main Street, St. Ann’s Bay – Ext. 6706
- Ocho Rios, Da Costa Drive – Ext. 5660
- Brown’s Town, Main Street – Ext. 4401
- Brown’s Town Shop, 3&4 Main Street Brown’s Town
May Pen, 50 Main Street, Clarendon – Ext. 5370
- Port Antonio, 9 Harbour Street – Ext. 5880
- Port Antonio, 54 West Street – Ext. 5827
- Black River, 14 High Street – Ext. 4200
- Santa Cruz, Main Street – Ext. 6109
- Courts Junction, Shop #6, Pines Plaza – Ext. 6600
- Santa Cruz, Shop #40 Santa Plaza – Ext. 6120
- Lynch Auto Plaza, Junction Square – Ext. 6650
- Negril, Shop #3 Whitehall Plaza, Whitehall
- Sav-la-Mar, 90 Great George’s Street – Ext. 6260
- Sav-la-Mar, Great George’s Street – Ext. 6226 | 6231
Falmouth, Water Square, Trelawny – Ext. 4710
Lucea, MainStreet – Ext. 5128
Morant Bay, West Street, St. Thomas – Ext. 5525
- Mandeville, 1 Baptist Road – Ext. 5250
- Christiana Main Street – Ext. 4503
- Montego Bay, 11-13 Barnett Street, St. James – Ext. 5460
- Bogue, Fairview Shopping Centre, Montego Bay – Ext. 4503
Frequently asked questions
Below are our Current promotions
- Mek A Move and we will gift you a $15,000 Courts Voucher when you take a loan of $175,000 and over on 18-36 months!
With Courts Ready Cash, it’s Easy, Fast, Affordable, and Convenient
Courts Ready Cash, a subsidiary of the Unicomer Jamaica Group (Courts) which has been operating in Jamaica for over 60 years, started in June 2015 and represents a strengthening of the company’s foothold in the microfinance sector. It is a part of your Ready Finance limit that may be used however you decide. Up to $1,000,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, and electronics.
Ready Cash is flexible with a maximum loan amount being
- Up to $130,000 for new customers
- Up to $1,000,000 for existing customers.
All Courts stores in addition to 17-Standalone Locations Islandwide.
All the Ready Cash locations will operate from Monday to Saturday.
A loan agent will do a thorough interview with them and advise of the exact amount that they are able to receive. The payment terms will be carefully outlined and all questions addressed.
Ready Cash Loans can be paid at any Courts, Lucky Dollar and Paymaster locations as well as Jamaica National Money Shops.
Once all the documents are submitted, the loan will be approved and disbursed within forty-eight (48) hours for new customers and twenty-four (24) hours for existing customers.
Contact us
Use your Courts Ready Finance at any of our locations
