Courts Ready Cash is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to EC$13,500 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, electronics, medical, education, home repairs, etc. .

Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to $13,500.

• New customers – persons who have never shopped on hire purchase at Courts
• Recent customers – persons who opened their first hire purchase account more than 2 months ago & who paid the first 2 installments on time
• Subsequent customers who received calls or whose accounts show they qualify for a cash loan

• Valid government-issued identification (passport, driver’s license, national ID)
• Most recent payslip and job letter
• Recent utility bill
• 2 references (1 family not living with customer & 1 friend known over 2 years)
• Must be permanently employed for over 2 years

New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700 with a maximum repayment period of 12 months. Existing customers can access up to EC$13,500 with a maximum repayment period of 24 months.

Customers will sign a Promissory Note which outlines the terms & conditions of the loan.

Cash loans can be done at the Ready Cash store on Delisle Street, St. Kitts, and at the Courts store in Nevis.