Courts Ready Cash is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to EC$20,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, electronics, medical, education, home repairs, etc.

Anyone can get a ready cash loan. New customers can qualify for up to $2,700. Existing customers in good credit standing can qualify for up to $20,000.

• New customers – persons who have never shopped on hire purchase at Courts
• Recent customers – persons who opened their first hire purchase account more than 2 months ago & who paid the first 2 installments on time
• Subsequent customers who received calls or whose accounts show they qualify for a cash loan

• Valid government-issued identification (passport, driver’s license, national ID)
• Most recent payslip and job letter
• Recent utility bill
• 2 references (1 family not living with customer & 1 friend known over 2 years)
• Employed over 2 years

New customers who can provide a salary deduction from a company approved by Courts can get up to EC$2,700. Maximum Loan Period 36 months for loans over $13,500 only. Any loan of EC$13,500 and under is limited to a 24 month repayment period.

Customers will sign a Promissory Note which outlines the terms & conditions of the loan.

Cash loans can be done at ALL Courts locations.